Standard Variable Loan

Standard variable loans are Australia’s most popular type of home loan. The interest rate varies throughout the loan term. These loans generally offer excellent flexibility, low fees and often offer great features such as an offset facility, redraw facility, no limits on additional repayments and in most cases, no early pay-out penalties except for nominal discharge fee within first 4 years.

Advantages:

  • Flexibility
  • Lump-sum payments can be made without incurring a penalty.
  • If interest rates fall, your repayments will fall.
  • Often offer extra features.

Disadvantages:

If interest rates rise your repayments will rise.to you and find out your specific requirements, so that we can give you the best advice.

We offer a range of services in home loans, refinancing, mortgage brokering and more.Whatever your needs, we take the time to talk to you and find out your specific requirements,so that we can give you the best advice.